Who We Are
In 1976 a group of nurses thought that if they pooled their resources and form co-operative, they would be able to satisfy some of their economic needs. The group’s expectation became a reality on August 5, 1976 when NAJ Co-operative Credit Union Limited became a registered entity.
This signals the expansion of our Credit Union and our new name is now NAJ & Health Services Co-operative Credit Union Limited.
Loan options available
How Our Lending Process Works
We’ve made borrowing simple, transparent, and stress-free — so you can focus on what matters most.
Step 1
Apply Online
Fill out a quick application with your details and loan preferences — it only takes a few minutes.
Step 2
Get Approved
Our team reviews your application promptly and provides clear options tailored to your needs.
Step 3
Receive Your Funds
Once approved, your funds are released quickly so you can move forward with confidence.
Banking That Puts
You First
Enjoy secure, reliable, and member-focused banking services designed to help you manage your finances with confidence.
- ✔ Access a range of personal and financial services
- ✔ Transfer funds with ease
- ✔ Make loan payments and manage your accounts
- ✔ Receive friendly, reliable support from our dedicated team
SAVINGS ACCOUNTS
Save Now For More Later
Start a savings account today and watch your future grow. We're here to help you build a secure tomorrow cent-by-cent.
LOANS
Loans for Your Next Move
Whether it's a dream or a necessity, we’ll support you with flexible loans that bring your next step within reach.
INSURANCE PLANS
Insurance with Assurance
Protect what matters most. Our personalized insurance options give you peace of mind for whatever life brings.
Why Families
Choose us
Backed by experience and trusted by thousands,
we make financing simple, transparent, and tailored to your needs.
50+
“50+ years of helping healthcare families achieve their goals.”
$50M+
in loans funded across home, car, and investments
1,000+
Clients served with personalized solutions
99%
Satisfaction rate from our happy borrowers
What Our Members Say
Real stories. Real experiences. Real results.