Header with Tagline

We don’t just provide financial services we build stronger futures by supporting our members with transparent, reliable, and people-first financial solutions.

The story of how it all started.

In 1976, a group of nurses thought they could satisfy some of their economic needs if they pooled their resources and formed a co-operative. The group’s expectation became a reality on August 5, 1976, when NAJ Co-operative Credit Union Limited became a registered entity. 

The Credit Union was established to promote thrift among its members by allowing them to accumulate their savings; to create a source of credit for provident or productive purposes at a reasonable rate of interest and to provide the opportunity for members to use and control their money for their mutual benefit. 

On July 1, 2013, the Bond was widened to include

  • All Nurses, Midwives, Registered Medical Doctors, and other Health Care providers

  • Permanent Clerical and Non-Clerical Workers within the Health Care Profession 

  • Staff of Nurses Association of Jamaica 

  • Employees of NAH & Health Services Co-operative Credit Union 

  • The spouses, children, nieces, nephews, brothers, sisters, and all other relatives of the above.

This signals the expansion of our Credit Union and our new name is now NAJ & Health Services Co-operative Credit Union Limited. 

Mission Statement 

The NAJ & Health Services Co-operative Credit Union is committed to the promotion of thrift among its members, the provision of sound financial advice and assistance offered through a wide range of financial services, delivered by a highly efficient and motivated staff; committed to excellence. 

VISION STATEMENT

To provide a solid financial foundation and secure future by improving the lives of members within the health sector through quality products and services that build sustainable shareholder value.

Loan Amortization Calculator

Loan Calculator

Amount you must pay every period
Payment Per Period
$0
Total interest paid over loan life
Total Interest
$0
Total amount paid including interest
Total Payment
$0

Our Promise to You

At NorthTrust, we stand by three commitments in everything we do.

Transparency

Clear terms, fair rates, and no hidden fees

Speed

Fast approvals and efficient processes without delay

Client Success

Every loan is designed to help you with your goals

Your Future Starts Here

Applying is simple, secure, and designed for your needs.